Federal law requires schools to calculate how much federal financial aid you have earned if you:
- 完全退出，或
- stop attending before completing the semester, or
- 没有完成你注册的所有模块(没有安排在整个学期的课程), 除非你成功修完至少6个学分，或者成功修完占学期总天数49%或以上的课程(不包括5天或以上的休息时间或模块之间的休息时间)
如果您在退出时已经完成了课程的毕业要求，则不需要进行此计算.
基于这个计算, 接受联邦财政援助的学生，如果在一个学期内没有完成课程，可能需要偿还一部分他们获得的援助.
Federal financial aid covered under this 监管 includes the 联邦佩尔助学金, 伊拉克和阿富汗服务补助金, Federal Supplemental Educational Opportunity Grant, 联邦直接贷款, 以及联邦直接父母PLUS贷款. 州助学金和奖学金项目不在此规定范围内，但遵循学院的机构退款政策.
How is the financial aid that is earned by the student calculated?
获得联邦财政援助的学生必须通过继续注册和上课来“赚取”他们所获得的援助. 学生获得的联邦财政援助金额是按比例确定的. 退学的学生 or 没有在学期内完成所有注册课程的学生可能需要退还他们获得的一些经济援助.
例如, if you complete 30 percent of the 付款期, you earn 30 percent of the aid you were originally scheduled to receive. 这意味着70%的预定奖金仍未获得，必须归还给联邦政府. Once you have completed more than 60 percent of the 付款期, you earn all of your federal financial aid.
下面的公式用于确定必须返还给联邦政府的不劳而获援助的百分比:
的 收入百分比 is equal to the number of calendar days completed up to the withdrawal date, 除以支付期内的总日历天数(减去任何至少5天的计划休息时间).
的 付款期 for most students is the entire semester. 然而, for students enrolled in modules (courses which are not scheduled for the entire semester), 付款期限仅包括学生注册的模块的天数.
的 不劳而获的百分比 is equal to 100 percent minus the 收入百分比.
提款日期是什么时候?
在学生的联邦经济援助的返回计算中使用的提取日期是由记录办公室或学生服务中心处理的正式退学表的实际日期. If a student stops attending classes without notifying the College, 退课日期为学期的中点或最后一次上课记录日期.
Who returns the unearned federal funds?
学院和学生都有责任将未获得的联邦财政援助返还给联邦政府. 必须归还的金额将按以下顺序申请:联邦直接无补贴贷款, 联邦直接补贴贷款, 联邦直接父母加贷款, 联邦佩尔助学金, 伊拉克和阿富汗服务补助金, Federal Supplemental Educational Opportunity Grant. 学院必须返还1)未获资助总额或2)机构收费乘以未获资助百分比的较小者. 的 student must return any remaining unearned aid not sent back by the College.
该学生还将被要求支付学院因归还用于支付学费和杂费的联邦援助资金而欠下的任何金额. 例如, 如果学院被要求偿还用于支付学生学期学费的一部分的政府联邦基金, the student then must pay the College for that unpaid portion of their tuition.
How do students repay the unearned funds?
如果学生欠政府的联邦资金，十大信誉网赌网站财政援助办公室将通知学生. Amounts that must be returned by the student will first be applied to federal loans. 的 student will be permitted to repay loans based on the terms of the Master Promissory Note, which usually consists of scheduled payments to the holder of the loan over a period of time. 学生必须退还给联邦政府的任何助学金必须在学生收到财政援助办公室的通知后45天内偿还. If the grant overpayment cannot be paid in full, a satisfactory repayment plan may be arranged with the U.S. 教育部.
如果学生因归还用于支付学杂费的联邦基金而欠学院任何款项, the student will be billed by the Owens Office of Student Accounts.
如果学生不还款会怎么样?
If a student does not repay the grant funds that are owed to the government within the 45 days, the account will be turned over to the U.S. 教育部 as an overpayment of federal funds. 欠第四章资金多付的学生没有资格从任何机构的联邦财政援助计划中获得进一步的支付，直到多付的款项被全额支付或与美国政府达成付款安排.S. 教育部.
如果学生没有向学院支付学费和杂费余额，则学院退还了他们未获得的联邦基金部分, the student’s records will be placed on financial hold. This means you will not be permitted to register for classes (or, 在某些情况下, remain enrolled) or receive transcripts until your balance is paid.
What if the student is eligible for additional funds?
如果可以支付额外的联邦资金，十大信誉网赌网站财政援助办公室将通知学生. This is called a “post-withdrawal disbursement.联邦助学金将在确定学生退学后的45天内自动转入学生的账户. Federal Direct 贷款 must be accepted within 14 days of the notice; otherwise the loan funds will be cancelled. Students who are serving active duty or qualifying National Guard Service, or reside or work in a declared disaster area may have additional time to respond; please contact the Student Service Center. If the Federal Direct Loan post-withdrawal disbursement offer is accepted by the deadline, Owens will make the disbursement within 180 days of determining that the student withdrew.
第四章资金的返还 Policy Example
下面的例子说明了联邦第四章基金返还政策将如何影响从十大信誉网赌网站退学的学生:
A student is attending Fall Semester full-time, which is 104 calendar days in length. Classes are scheduled for the entire semester. 的 student withdraws from classes on the 26th day of the semester.
的 student’s financial aid and charges are:
| 联邦佩尔助学金 | $3,698.00 |
| 联邦直接补贴贷款 | +2,750.00 |
| 奖学金总额 | $6,448.00 |
| 学杂费 (机构费用) |
($2,815.00) |
| Financial aid refund disbursed to student after tuition and fees are paid | $3,633.00 |
Percentage of federal financial aid earned
的 student withdrew from classes on the 26th day of the semester. This number is divided by the 104 calendar days for which the student’s classes were scheduled. 的 result is the percentage of aid earned.
| 完成天 | 26 |
| 付款期内的总天数 | ÷ 104 |
| =获得援助的百分比 | 25% |
Amount of federal financial aid earned
将获得的援助百分比乘以授予的总经济援助，以确定获得的援助金额.
| 获得援助的百分比 | 25% |
| 奖学金总额 | x $6,448.00 |
| 基于完成获得的援助 | $1,612.00 |
要归还的联邦援助金额
从授予的经济援助总额中减去获得的经济援助金额，以确定必须退还的经济援助金额.
| 奖学金总额 | $6,448.00 |
| 基于完成获得的援助 | – $1,612.00 |
| 需要返还的经济援助 | $4,836.00 |
在4836美元中.00 that must be returned to the 教育部:
To determine the amount the college must return, compare the following amounts:
1.) 的 total amount of unearned aid is $4,836.00.
2.) 的 institutional charges of $2,815.00, multiplied by the unearned percentage of 75% is $2,111.25.
的 college must return the lesser of these two, which is $2,111.25. 的 remainder is the student’s portion.
| 大学的回报 (学生偿还十大信誉网赌网站) |
$2,111.25 |
| 学生的部分 | $2,724.75 |
Funds are returned to loan programs first and then grant programs.
学院会返还2美元,111 to the 联邦直接补贴贷款 program, creating a balance on the student’s Owens account. 的 student is responsible for paying their Owens balance of $2,111.
的 student’s portion to return is calculated as $2,724.75. 的 student’s remaining loan for the semester is applied towards this amount first. 因为学校退回了2美元,111, the student’s loan for the semester has been reduced to $639, 学生还了多少钱给美国.S. 教育部根据主本票的条款(在毕业六个月后开始付款或下降到六个学分以下).)
余款为2 085美元.75 is from the 联邦佩尔助学金 program. 的 actual amount which the student must return to the U.S. 教育部的拨款项目减少了原拨款金额的50%(3美元),698 x 50% = $1,844). 的 amount remaining after this Title IV grant protection is applied is $236.75. 的 student is not responsible for returning funds to the grant programs that are under $50.00. 因此, the student in this example would be required to return funds to the 联邦佩尔助学金 program.
退还学生部分
| 学生的部分 | $2,724.75 |
| 还款期间归还的贷款 | – 639.00 |
| 学生仍然需要返回 | $2,085.75 |
| 50%的标题IV授予保护 | – 1,849.00 |
| 剩余拨款金额 | $236.75 |
All information is subject to change based on changes to federal law, 监管, 或大学的政策和程序. If changes are made, students must abide by the new policy.